to decide to think of what is the best option between diy and being miserly to save money to afford other wanted and needed things in life to be accountable

 to be miserly and do diy stuff so saving money being mindful of that so how far to take it um cutting back on going out to eat not getting caffeinated drinks from the shops instead using a keurig how the money can add up and accumulate while staying 'out of the red' or ways of getting out of debt to improve your credit and where you're at in life

so focusing on finance paying the mortgage paying car payments the joys of being accountable um seeing how to trim down or streamline everything so there's getting groceries instead of getting food elsewhere the surcharges and expenses with that tax appetizers

the life as a miser to decide what to invest in to care about money to avoid debt to put money into savings to consider things like the generic brand occasionally um to not care what others think and to make progress buying new quality clothes that'll last a while

have i lost friends in the process of things like republican politics or staying within my budget i don't know maybe so um to cash out and when there were other things seeing my money with hobby stuff as opposed to like cable where it 'disappears' to seeing the belongings like miniatures canvases or other uses of my time

so to think of what's the smart decision to rationalize and determine the best courses of action at times what gets neglected while paying attention to the money and where i can stay comfortably at within my capabilities um so to be an owner

loading up with groceries getting stuff on sale having your place you stay at fully stocked being able to entertain guests too the option to get stuff like bulk costco products or even frozen processed foods to save time and money um to have it all in a cheap format



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