i'd rather have the money it's like a lump of potential for anything as opposed to regretting whichever whimsical purchase to leave the option open

 so there will be times when i see something for sale and decide not to get it for reasons like in the past when i was generous everything ending badly or the basic logic that i'd rather save my money and have my money for other stuff like if there is an emergency a little thought was needing 10k on hand in case i have to pay a lawyer to represent me and keep me from being incarcerated

so the decision to decide what to do with the money um being miserly and staying out of the red always focusing on the money and the future what to prep for

with the money there can be different things that are shown and taking time to decide if something is worth it or not

with the money there can be not having regret or 'buyer's remorse' so having some savings

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